Antara Antara
Antara

Every currency. Held by you.

Hold dollars, euros, pesos and yen side by side, pay anyone by their @name in seconds, convert between currencies and move money to and from banks. All in the Antara app, all in a wallet only you control.

Get the iOS app

Your pockets

US Dollar pocket in the Antara app Euro pocket in the Antara app Mexican Peso pocket in the Antara app Japanese Yen pocket in the Antara app
Add money Convert Send

Example balances from the app.

What you can do

A money app, without the middleman holding it.

The things you'd expect from a modern money app, built on the Keeta network so payments settle in seconds and your balance stays in your own wallet.

Pockets in every currency

US Dollar, Euro, British Pound, Mexican Peso, Japanese Yen, Canadian Dollar and UAE Dirham, each in its own pocket, with your total in your home currency. Stablecoins like USDC are listed separately.

Pay people in seconds

Send to an @name, a QR code or a payment link. Money arrives in seconds, any day of the week, with a note only the two of you can read. Request money and split bills from the same screen.

$50 to @lena
Delivered · 0.4 s

Convert between currencies

Turn dollars into euros, euros into pesos, or USDC into US Dollars. You see the rate, the fee and the route before you confirm, and the converted money lands back in your own wallet.

Your own US account details

Get an account and routing number for ACH and wire deposits, including payroll, plus international wire details for other currencies. Deposits arrive in your wallet as that currency.

Send to bank accounts

Pay out to bank accounts in the US, the euro area, the UK, Mexico, Brazil, India, Australia, the UAE and further by SWIFT. You see what they receive before you send.

Money and markets together

The same app trades tokens on Antara. Switch between the Money, Trade and Payments tabs; it's one wallet and one identity throughout.

Inside the app

See the rate. Tap. Done.

Real recordings from the Antara app. Every conversion and payment shows what it costs before you confirm it with Face ID.

Convert

€1,000 to pesos: the rate, the fee and the route through US Dollar, before you confirm.

Pay

$50 to @ana: amount, recipient and network fee on one screen, then Face ID.

One payment, two currencies

Payday in Seattle. Breakfast in Osaka.

Send dollars home and they can arrive as yen. The app quotes the conversion before you confirm, shows every step of the route, and follows each leg until the money has landed.

Payments between Antara users settle on Keeta in seconds. Conversions and bank transfers run through our partner Bivo and take as long as the rail they use; the app tells you which before you send.

Sent in Seattle

500 US Dollars sent in the Antara app
converted on the way

Received in Osaka

The same payment received in Japanese Yen in the Antara app
How it works

You hold it. Keeta moves it. Bivo connects it to banks.

Antara is the app on top, not a bank. Here's who does what.

1

You

Your wallet's keys are created and kept on your phone. Every send needs Face ID and a review screen. Antara can't move, freeze or see the keys to your money.

2

The Keeta network

Your balances are tokens in your own Keeta account, such as $KBUSD for US Dollars. Keeta settles payments between accounts in seconds and records them publicly.

3

Bivo, our bank partner

Bivo Inc., a licensed US money transmitter, issues the currency tokens and provides deposits, bank payouts and conversions under its own terms, shown in the app before you use them.

1

Create your wallet and claim your @name

2

Pay and get paid by anyone on Keeta, no identity check needed

3

Verify once to unlock bank deposits, payouts and conversions

Getting started

Verify only when you need a bank.

Holding money, trading and paying people never ask for your ID. Bank transfers do, because a licensed partner performs them.

Verification happens once, in the app, with Keeta's identity provider Footprint. It puts a certificate on your own account, and you choose what to share with Bivo. Your details are sealed on your phone so only Bivo can read them; Antara's servers never see them. More on on-chain identity.

Built safe

Careful with every cent.

Review before every send

Amount, recipient, fee and network on one screen, confirmed with Face ID.

Exact amounts

What you type is what's sent, to the last unit; bank payouts are funded exactly as quoted.

Private notes

Payment notes are encrypted on your phone for you and the other person only.

Recipients stay local

Bank details you pay are kept on your device, never on-chain or on our servers.

Is Antara a bank?+

No. Antara is a non-custodial app: it never holds your money or your keys. The currency balances are tokens in your own wallet on Keeta, and bank services are provided by Bivo Inc., a licensed money transmitter (NMLS #2572288).

Do I need to verify my identity?+

Only for bank deposits, bank payouts and currency conversions through Bivo. Holding money, trading and paying people on Keeta work without it.

Where is it available?+

Antara is an app for iOS. Bivo's bank services aren't available to residents of the European Union yet and may be restricted elsewhere; eligibility is decided by Bivo, and the app tells you before you set up bank transfers.

What does it cost?+

Payments on Keeta carry a small network fee, shown before you send. Conversions and bank transfers carry Bivo's fees, also shown in the quote before you confirm. Antara adds nothing on top.

Antara is not a bank, money transmitter or custodian and does not hold customer funds or keys. Currency tokens, deposits, bank payouts and conversions are provided by Bivo Inc., a licensed money transmitter (NMLS #2572288), under its own terms. Identity verification is provided by Footprint. See our terms and privacy policy.

Send money like a text.

Every currency in one app, settled in seconds, held by you. Built on the Keeta Network.